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Atlanta GA Real Estate & Homes for Sale

Steps to Buying a Home

Step 1: Check Your Credit Report & Score

Before getting a mortgage or any kind of loan, you should always check your credit. According to the law, you're allowed to receive one free copy of your credit report per year. You can do this by visiting Annualcreditreport.com. Scores range from approximately 300 to 850; generally, the higher your score, the better loan you'll qualify for. Don't forget to check your report for errors. If there are any, dispute them. It may help your credit score. You can also check your credit score for free at www.creditkarma.com.

Step 2: Figure out How Much You Can Afford

You can calculate how much you can afford by starting online. There are several online mortgage calculators that will help you calculate an affordable monthly mortgage payment. Don't forget to factor in money you'll need for a down payment, closing costs, fees (such as fees for an attorney, appraisal, inspection, etc.) and the costs of remodeling or furniture. Remember that you don't always have to put down 20 percent as your parents once did. There are loans available with little to no down payment. An experienced home loan expert can help you understand all your loan options, closing costs and other fees.

Step 3: Find the Right Lender and Real Estate Agent

To find the right mortgage lender it’s best to shop around. Get recommendations from your friends and family and check with the Better Business Bureau. Talk to at least three or four mortgage lenders. Ask lots of questions and make sure they have answers that satisfy you. Make sure to find someone that you are comfortable with and who makes you feel at ease.

Once you have the right mortgage lender, make sure you at least get a pre-approval. Qualifications are only a guess based on what you tell the lender and are no guarantee, whereas a pre-approval will give you a better idea of how big a loan you qualify for. The lender will actually pull your credit and get more information about you. However, you could even take it one step further by getting an actual approval before you start home shopping. That way, when you're ready to make an offer, it will make the sale go much quicker. Besides, your offer will look more appealing than other buyers since your financing is guaranteed.

Step 4: Look for the Right Home

Make a list of the things you'll need to have in the house. Ask yourself how many bedrooms and bathrooms you'll need and get an idea of how much space you desire. How big do you want the kitchen to be? Do you need lots of closets and cabinet space? Do you need a big yard for your kids and/or pets to play in?

Once you've made a list of your must-have's, don't forget to think about the kind of neighborhood you want, types of schools in the area, the length of your commute to and from work, and the convenience of local shopping. Take into account your safety concerns as well as how good the rate of home appreciation is in the area.

Step 5: Make an Offer on the Home

Now that you've found the home you want, you have to make an offer. Most sellers price their homes a bit high, expecting that there will be some haggling involved. A decent place to start is about five percent below the asking price. You can also get a list from your real estate agent to find out how much comparable have sold for. Once you've made your offer, don't think it's final. The seller may make a counter-offer to which you can also counter-offer. But you don't want to go back and forth too much. Somewhere, you have to meet in the middle. Once you've agreed on a price, you'll make an earnest, which is money that goes in escrow to give the seller a sign of good faith.

Step 6: Get the Right Mortgage for Your Situation

There are many different types of mortgage programs out there, but as a first-time home buyer, you should be aware of the three basics: adjustable rate, fixed rate and interest-only.

Adjustable rate mortgages (ARMs) are short-term mortgages that offer an interest rate that is fixed for a short period of time, usually between one to seven years. After that, the interest rate can adjust every year up or down, depending on the market. These are good for people who don't plan on living in their home very long and/or are looking for a lower interest rate and payment.

Fixed-rate mortgages are more traditional and offer a fixed interest rate (and thus a fixed monthly payment) for a longer period of time, usually 15 or 30 years, though they're available in 20 or 25 year terms. These are good for people who like a predictable payment and plan on living in their home for a long time.

Both fixed and adjustable rate mortgages can have an interest-only payment. What this means is that for a certain amount of time during the loan term, you're allowed to pay only enough to cover the interest portion of your payment. You can still pay principal when you wish, but don't have to if your budget is tight. There is a myth that with interest-only mortgages, you don't build equity. This is not necessarily true, since you can build equity through home appreciation. The benefit to interest-only mortgages is that you increase your cash flow by not paying principal.

Remember to ask your mortgage lender or mortgage banker lots of questions about which mortgage is right for you and your situation.

Step 7: Close on Your Home

Make sure you get a home inspection before you close. It will be well-worth the money spent since it ensures the property's structural soundness and good condition.

Setting the closing date that is convenient to both parties may be tricky, but can certainly be done. Remember that you may have to wait until your rental agreement runs out and the seller may have to wait until they close on their new house.

Be sure you talk to your mortgage banker to understand all the costs that will be involved with the closing so there are no surprises. Closing costs will likely include (but are not limited to) your down payment, title fees, appraisal fees, attorney fees, inspection fees, and points you may have bought to buy down your interest rate.

Step 8: Move In!

You've got your mortgage, closed the deal and now it's time to move in! Whether you use a mover or not is up to you, depending on your financial situation and how much stuff you have to move; perhaps also, whether you have a lot of friends willing to help you move. Either way, you're done with the home buying process! Just start unpacking and start enjoying your first home! Buying a home for the first time doesn't have to be a hassle if you're prepared and you know what to do and when to do it. Choose an experienced home loan lender and a friendly, knowledgeable real estate agent-they are the key to helping you have a smooth home buying experience!

Atlanta GA Real Estate & Homes for Sale

$375,537
2 Beds 2 Baths 10051334 MLS
It's all about location, location, location! Walk to MARTA, Lenox, Publix, restaurants and more. Easy access to I-85, Buford Hwy, and Ga400. Gorgeous, one of a kind renovation at the St James! Smart, thoughtful, and useful design to give more storage and logical function. The end corner unit offers great natural daylight throughout this home. The wall of windows and doors look out to a cozy quaint patio surrounded by trees and shrubs. The open concept plan is perfect for entertaining all your friends with circular flow from inside to outside. This unit features an actual foyer with a coat closet, beautiful new moldings, new flooring, fireplace mantle, and fresh paint throughout make your new home move in ready. Newer kitchen featuring updated cabinet layout, SS appliances, marble countertops, new pantry, and two 220V outlets for any future changes. You will be amazed with the custom storage that has been added with the renovation. The master bedroom is spacious with a separate dressing area, an updated bathroom, and a walk-in closet with custom shelving. The second bedroom is perfect for guests to enjoy their time with you or create a quiet home office. Full size laundry. Being a prime sought-after end unit and in a prime Buckhead location, The St James offers 5 acres of woods and green space, 2 dog parks, gated 24 hour security, resort style swimming pool, BBQ area with outdoor heaters, Clubhouse with a full catering kitchen, fitness center, plenty of guest parking. Pine Hills is a wonderful neighborhood just around the corner for a jog or a long walk.

3203 Lenox, Atlanta

Listing courtesy of .

$315,000
2 Beds 2 Baths 10051151 MLS
LOCATION, LOCATION Beautiful and spacious West Side condo in sought after Art Foundry waiting for your personal touches. A stone's throw from the countless shops and restaurants of vibrant Atlantic Station. The light and bright Chattahoochee floor plan is one of the largest of the two bedroom units. The open concept floor plan features a modern kitchen with polished granite countertops, large cabinets, separate pantry, sleek appliances and a dedicated dining area as well as a wrap around countertop tall enough for a few barstools. Enjoy a walk in laundry room with washer and dryer both included with the purchase of this unit. Stunning hardwoods span throughout this third floor unit with roommate floor plan, Juliet balcony and separate dining area. Both bedrooms are generous in size and feature tons of natural light from the abundant windows. Adjoining bathrooms are sizable with built in cabinetry and granite countertops. The Primary bath boasts a separate soaking tub and large walk in shower. BRAND NEW HVAC UNIT IN 2021! Art Foundry has a resort like swimming pool and state of the art fitness center. Other amenities include an outdoor cooking and entertaining area. two parking spots in the covered parking are included with this unit. This is a gated community with access available exclusively to resident and guests. With convenient access to the Beltline, Midtown, Georgia State, Georgia Tech, Piedmont Park, SCAD, endless eateries and shuttle service to Marta, THIS is the one you have been waiting for!

400 17th, Atlanta

Listing courtesy of .

$342,800
2 Beds 2 Baths 10051050 MLS
Unbeatable Location! And all the best that Atlanta has to offer right at your doorstep! This gorgeous fully renovated 1 Bedroom with a Bonus Room, corner Loft in the heart of Atlanta, has a spacious open floorplan, high ceilings, tons of natural light, and stunning views of the city facing North towards Midtown and East towards Stone Mountain. This Loft also features a stylish modern kitchen with quartz countertops, stainless steel appliances, easy close cabinets, and a huge breakfast bar that overlooks the living room and dining room, making the space great for entertaining! Along with a large master bedroom with an oversized custom walk-in closet, and private master bath with a spa like tub. There is also a large Loft like BONUS Room that could be used as a 2nd bedroom, guest room, home office, workout room, or anything else you may need all that extra space for, a full 2nd guest bath and a laundry area round out and complete the loft space. And if all that wasnCOt enough the loft comes with 2 assigned parking spots, and a 4x4 storage unit. This fantastic community is pet-friendly, and already pre-wired for Google Fiber! It also features, 24-hour front desk security, gated secure parking, fitness center, outdoor pool, and business center, and a well-run onsite HOA. The HOA fee includes the electricity for the lofts air conditioning unit usage, so super low electricity bills during all those many hot and humid months! Convenient location right between Midtown and Downtown, within walking distance to top restaurants, entertainment, and shopping, minutes from GA State, GA Tech, Centennial Park, Fox Theater, Piedmont Park, The Beltline, and so much more. This is truly Intown living at its best!

120 Ralph McGill, Atlanta

Listing courtesy of .

$2,260,000
5 Beds 5 Baths 10050919 MLS
This Modern/Farm Home is absolutely magnificent on almost one acre lot in the heart of Brookhaven. Unique features of this private home includes an entertainers backyard with pool and spa, two Master bedrooms,two Laundry Rooms, a Three car garage with plenty of driveway for additional cars. Featuring interior finishings by an award winning builder, 5- 1/2 bath, house designed with impeccable flow throughout offers amazing attention to detail. One owners suite on main level and an additional master on the second floor. The floorplan features a gourmet kitchen with oversized island, lots of custom cabinetry, custom walk in panty, Butlers pantry, and luxury appliances. Large Family room with seamless transition to back porch with swing/beds and fireplace. Upstairs you will find A luxurious master suite that features a seating area, balcony and the bathroom contains a freestanding tub, oversized shower, and His & Hers custom closets. The second level also includes two large secondary bedroom with private baths, Gameroom/media with bar/kitchenette and oversize laundry room. The terrace level is ready for entertaining with a 500 bottle Wine cellar, a spacious Living room, game room, exercise room and custom wet bar with wine cooler, beverage fridge,ice maker, and dishwasher. The terrace level leads to a private outdoor entertaining space that oversees a gunite heated pool with waterfall and spa. The back yard offers another great entertaining area privately fenced with hardscaping and exterior fireplace and still plenty of yard to play!

1433 Sheridan, Atlanta

Listing courtesy of .

$600,000
8 Beds 5 Baths 10050741 MLS
TRULY WOW! This custom built; Newly remodeled 4 Sided brick home features 8 bedrooms, 5 bathrooms, a finished basement with movie room and custom built closets. This home Is the epitome of SPACE and is located in a well established neighborhood with amenities include pool, tennis courts, clubhouse, fitness center, playground and basketball court!. Sitting on 3,417 sq ft (Finished basement is an addition 2000 sq ft) this home offers - Kitchen with double oven - 2 pantries - 1 bedroom on main level - Full bathroom on main level - Fireplace and wet bar in HUGE master bedroom. - Custom built closet in Master bedroom - Master Bath His and Her sink with custom built Vanity area for the ladies on "HER" side - Full bathroom in one of the rooms upstairs (Not the master; this is a separate room) Just when you thought the house could not get better as far as the spacing, the basement will blow your mind. The basement features 3 bedrooms, one which was turned and built out into a custom closet. Yes thats right ! One of the bedrooms is a HUGE walk in closet that was custom built. Bedroom turned custom built closet in the basement, followed by a movie room, 2 additional bedrooms, some living space perfect for a game or exercise space and a full bathroom. This home is near the power shopping center on Camp Creek Parkway and I 285. Everything that you may need is close by: Gas stations, restaurants, Starbucks, Bj's etc 15 min away from the airport 25 min awayrom Buckhead This house is a MUST SEE and won't last long! Submit your best offer ! Seller will be picking an offer Saturday May 28th Please schedule all apts through showing time

5460 Lemoyne, Atlanta

Listing courtesy of .

$10,900,000
9079280 MLS
RICH HISTORY hidden in the Heart of Buckhead! Rare opportunity to own a DOUBLE GATED beautiful hilltop building-site on 11.2 acres on Atlanta's most prestigious street! Panoramic city views as this property is located 950ft above sea level. This is the Largest BUILDING LOT available in Buckhead near Tuxedo Park. The list price reflects the price for both 1950 Paces Ferry Road approximately 4.55 acre and 2518 Wesley Road NW approx. 5.7 acre. Both properties to be sold as (1) sale only. Cannot be sold separately. This Historic property has a fresh spring leading to THREE LAKES/PONDS, 100-year-old stone walls, a PRIVATE WELL and civil war gun emplacements. A Gated and long winding circular driveway with mature landscaping leads to the Private Building Site. Once purchased, this property will not be available again for perhaps 30 years. Altogether, the property provides unprecedented solitude in a sublime park-like setting rarely found in such a coveted location. With deer and wildlife as your neighbors, a well for watering the grounds and a POSSIBLE GUEST HOUSE, this property is unlike any other property you have ever visited. Imagine your own private security gates on both Paces Ferry Road and West Wesley Road as this 11.2-acre property spans from one street all the way to the other! The property is minutes to Private schools, Lenox Square and Phipps Plaza. Within 15 min. of downtown, airport, Mercedes Benz Stadium & Trust Stadium. Close to the Future Westside Reservoir Park/Bellwood Quarry, The Beltline, King Plow, Castleberry Hills, Future Gulch Development, Future Vine City & English Avenue Developments, Centennial Park, Georgia Aquarium, GA Tech, Phillips Arena and so much more! Easy access to 1-75/1-85.

2518 Wesley, Atlanta

Listing courtesy of .

$10,900,000
9 Beds 14 Baths 9025830 MLS
RICH HISTORY hidden in the Heart of Buckhead! Rare opportunity to own a DOUBLE GATED beautiful hilltop building-site on 11.2 acres on Atlanta's most prestigious street! Panoramic city views as this property is located 950ft above sea level. This is the Largest BUILDING LOT available in Buckhead near Tuxedo Park. The list price reflects the price for both 1950 Paces Ferry Road approximately 4.55 acre and 2518 Wesley Road NW approx. 5.7 acre. Both properties to be sold as (1) sale only. Cannot be sold separately. This Historic property has a fresh spring leading to THREE LAKES/PONDS, 100-year-old stone walls, a PRIVATE WELL and civil war gun emplacements. A Gated and long winding circular driveway with mature landscaping leads to the Private Building Site. Once purchased, this property will not be available again for perhaps 30 years. Altogether, the property provides unprecedented solitude in a sublime park-like setting rarely found in such a coveted location. With deer and wildlife as your neighbors, a well for watering the grounds and a POSSIBLE GUEST HOUSE, this property is unlike any other property you have ever visited. Imagine your own private security gates on both Paces Ferry Road and West Wesley Road as this 11.2-acre property spans from one street all the way to the other! The property is minutes to Private schools, Lenox Square and Phipps Plaza. Within 15 min. of downtown, airport, Mercedes Benz Stadium & Trust Stadium. Close to the Future Westside Reservoir Park/Bellwood Quarry, The Beltline, King Plow, Castleberry Hills, Future Gulch Development, Future Vine City & English Avenue Developments, Centennial Park, Georgia Aquarium, GA Tech, Phillips Arena and so much more! Easy access to 1-75/1-85.

2518 Wesley, Atlanta

Listing courtesy of .

$10,900,000
9 Beds 14 Baths 9025825 MLS
RICH HISTORY hidden in the Heart of Buckhead! Rare opportunity to own a DOUBLE GATED beautiful hilltop building-site on 11.2 acres on Atlanta's most prestigious street! Panoramic city views as this property is located 950ft above sea level. This is the Largest BUILDING LOT available in Buckhead near Tuxedo Park. The list price reflects the price for both 1950 Paces Ferry Road approximately 4.55 acre and 2518 Wesley Road NW approx. 5.7 acre. Both properties to be sold as (1) sale only. Cannot be sold separately. This Historic property has a fresh spring leading to THREE LAKES/PONDS, 100-year-old stone walls, a PRIVATE WELL and civil war gun emplacements. A Gated and long winding circular driveway with mature landscaping leads to the Private Building Site. Once purchased, this property will not be available again for perhaps 30 years. Altogether, the property provides unprecedented solitude in a sublime park-like setting rarely found in such a coveted location. With deer and wildlife as your neighbors, a well for watering the grounds and a POSSIBLE GUEST HOUSE, this property is unlike any other property you have ever visited. Imagine your own private security gates on both Paces Ferry Road and West Wesley Road as this 11.2-acre property spans from one street all the way to the other! The property is minutes to Private schools, Lenox Square and Phipps Plaza. Within 15 min. of downtown, airport, Mercedes Benz Stadium & Trust Stadium. Close to the Future Westside Reservoir Park/Bellwood Quarry, The Beltline, King Plow, Castleberry Hills, Future Gulch Development, Future Vine City & English Avenue Developments, Centennial Park, Georgia Aquarium, GA Tech, Phillips Arena and so much more! Easy access to 1-75/1-85.

1950 West Paces Ferry, Atlanta

Listing courtesy of .

$1,495,000
5 Beds 4 Baths 20043340 MLS
Welcome to the original Crown Jewel of Southwest Atlanta! This spectacular all brick home has been stunningly renovated to honor and continue the legacy of its original owner/builder. This unique estate was custom-designed and built in 1963, and has been reimagined and renovated into an amazing 5-bedroom, 4-bath Ranch home on a full finished walk-out terrace level. Situated in the heart of Southwest Atlanta and central to everything, this stunning home sits on a stately .82-acre lot ITP (inside of the perimeter). Real hardwood flooring and creative lighting package warm and compliment the entire main level. The high-end appliances and black/white contrast kitchen features include custom-built cabinetry with a massive waterfall quartz island and boasts a true butler’s pantry. The primary suite with his/her closets continues the custom-built theme and the ensuite all tile bath with separate soaking tub will inspire luxe relaxation. The four oversized secondary bedrooms and office are bright with ceiling fans and oversized closets. Also, there are two laundry rooms! Both are very spacious and the main floor main laundry room even has a cabinet sink. This home is the one that truly has something and space for everyone. The curves and floor-to-ceiling windows will appeal to any mid-century modern enthusiast; the clean lines, open floor plan and geometric wall accents offer an inviting modern aesthetic. A unique “floating wall” with a double-sided fireplace separates the living and family rooms without disrupting the flow into the dining area, while simultaneously providing the open floor plan feel. The monochromatic color scheme and spacious layout welcomes creative interior design styling opportunities galore. Porches, patios and pergolas will incite you to enjoy and entertain in your fenced (also custom built) outdoor oasis. With the full-finished terrace level that includes a bedroom, office, wine wall, full bath, wet bar, second laundry/kitchen, storage, flex spaces and no HOA, this home provides all kinds of income producing opportunities. Run your successful home-based business, create “content” spaces for the film industry or go the rental accommodation route. If not, choose to become the dream entertainer you've always longed to be. This home allows you to have it all! Schedule your appointment today for your imagined best HOME life tomorrow! -----> Tax records do not accurately reflect true square footage <-----

572 Fielding, Atlanta

Listing courtesy of .

$1,200,000
4 Beds 5 Baths 20043260 MLS
Luxurious Executive townhome in the coveted Garden Hills community in the heart of Buckhead! This spacious fee simple townhome has 4 BRs/4.5 BAs and an elevator to all 4 floors. It feels like a detached home but with the convenience of a condo! Homes rarely come on the market at the exclusive Rumson Court community. Recently updated with Calacatta Gold quartz kitchen countertops and bathroom vanities in the master bathroom! Kitchen contains Subzero and Thermador appliances, double ovens, gas cooktop, glass display cabinetry, tons of storage including a walk in pantry and is open to the family room. Living Room has a Juliette balcony overlooking the tranquil private patio and features gas fireplace with marble surround tile. Hardwoods are throughout the home expect 4th floor which has new carpet. Expansive master bedroom is the full width of the home and features a gas fireplace flanked by bookshelves and cabinets. Master bath has recently dual upgraded Quartz countertops and a makeup counter, separate shower and jetted tub as well as a large walk in closet in master bath. 3 more bedrooms adorn this home each with ensuite bathrooms. Terrace level has a large room that could be used for entertaining or movie room. This level also has a bonus room that could be storage, an office or possible 5th bedroom. A full bathroom is also on the terrace level. The private, landscaped patio is just off the terrace level and is tranquil retreat from the hustle and bustle of the city. Home also has a 2 car garage. Rumson Court is a boutique community of only 17 townhomes located within walking distance to Shops of Buckhead, Publix, Garden Hills community pool and the prestigious International School! A short drive to Lenox Mall and Phipps Plaza and you're just minutes from Midtown and Downtown Atlanta!

2806 Rumson, Atlanta

Listing courtesy of .

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